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Christmas is now only 6 weeks away.

I can’t believe how quickly it snuck up on me this year.  No doubt you are also feeling the same way, or starting to make plans.

I’ve started to purchase a number of my gifts and I love to shop online.  Lately however, it feels like I’m always hearing stories about things going wrong – and it doesn’t have to be that way.

It’s no secret that browsing and buying online can save you time, money, and effort.

Here are 5 quick steps to take before every purchase:

1.            Know who you’re dealing with.

Anyone can set up shop online. Confirm an online seller’s physical address and phone number in case you need to get in touch with them. If you get an email or pop-up message from the seller while you’re browsing that   asks for financial information, don’t reply or click on the link in the message.

Legitimate companies don’t ask for this information via email or pop-ups.

2.            Read between the lines.

Read the seller’s description of the product closely, especially the fine print

Words like “refurbished,” “vintage,” or “close-out” may indicate that the

product is in less-than-mint condition; name-brand items with “too good to be true” prices could be counterfeits.

3.            Calculate the costs.

Check out websites that offer price comparisons and then, compare “apples to apples.” Factor shipping and handling into the total cost of the order.

Then, stack these costs against your budget and needs.

4.            Pay by PayPal, credit or charge card.

Do not send cash under any circumstances. Pay by credit or charge card online – better still use PayPal wherever possible.  PayPal give you great security – the seller never knows your personal details and you have great support if your item doesn’t arrive or is faulty.

5.            Check a company’s privacy policy before doing business.

It should let you know what personal information the website operators are collecting, why, and how they’re going to use it. If you can’t find a privacy policy — or if you can’t understand it — consider taking your business to another site that’s more security-conscious and customer-friendly.

Want to learn more?  http://www.digitallifeinformation.com/family-occasions/shop/

Oh – try this recipe…

I’ll send you another one each week until Chrissy.  (Start testing now so you know which ones you want to share with your family on Christmas Day!!)

Cinnamon Christmas Logs

1 cup of butter

5 tablespoons of sugar

A dash of salt

2 cups of flour

1 teaspoon of vanilla

1 teaspoon of almond extract

1/4 cup of sugar

1 1/2 tablespoons of ground cinnamon

Mix first 6 ingredients.

Roll into 2 inch length logs.

Bake at 300 degrees for 15 to 20 minutes.

Cool.

Roll logs in a sugar and cinnamon mixture.

YUM!!!

For more fantastic cookie recipes go to http://www.digitallifeinformation.com/family-occasions/cookies/

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Live, laugh and learn!

Warmest wishes,

Lisa

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